Home Equity Lines of Credit (HELOCs) from Johns Creek Mortgage
HELOCs
Unlock the potential of your home with a Home Equity Line of Credit (HELOC) from Johns Creek Mortgage. A HELOC is a versatile financial tool that allows homeowners to access the equity in their property, providing a flexible credit line that you can draw from as needed.
Why Choose a HELOC?
- Flexible Access: Draw funds as needed, up to your credit limit, and only pay interest on the amount you use.
- Competitive Rates: Benefit from our competitive interest rates tailored to meet your financial needs.
- Convenient Borrowing: Ideal for home improvements, debt consolidation, or unexpected expenses.
Features of Our HELOC Programs:
- Competitive Interest Rates: Enjoy low, variable rates with the possibility of converting to a fixed rate option.
- Flexible Terms: Choose from various repayment options to fit your budget and financial goals.
- No Prepayment Penalties: Pay off your HELOC early without incurring additional fees.
- Easy Access: Manage your credit line easily with online account management tools.
Eligibility Requirements:
- Home Equity: Must have sufficient equity in your home.
- Credit Score: Subject to credit approval, with competitive rates for various credit profiles.
- Property Type: Available for owner-occupied properties and some investment properties.
How It Works:
- Application: Apply online or call our experts to start your HELOC application.
- Approval: Get pre-approved and receive your credit limit based on home equity and financial qualifications.
- Access Funds:
Use your HELOC funds through convenient checks, online transfers, or a special credit card.
Why Johns Creek Mortgage? Our dedicated team at Johns Creek Mortgage is committed to helping you make the most of your home equity with personalized service and expert guidance. Contact us today to explore how a HELOC can benefit you!
Empower your financial future with a HELOC from Johns Creek Mortgage. Reach out today to learn more about your options!
We offer superior residential mortgage services for families in GA, FL, AL, NC, SC, TN, TX, VA, IN, MA & NH.
We offer the very best services in our field. We never settle for second best, and always have your satisfaction as our top priority. It’s who we are, and we are proud of it.
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Contact Information
Phone: 678-632-0080
Fax: (678) 326-4709
Email: info@johnscreekmortgage.com
Address: 6455 E Johns Crossing Suite 350
Johns Creek, Georgia 30097 United States
NMLS ID #2320634 | Fair Lender | Fair Housing
Our Location
Fair lending laws and regulations prohibit lenders from considering your race, color, national origin, religion, sex, familial status, or disability when applying for residential mortgage loans. Fair lending laws and regulations guaranty the same lending opportunities to everyone.
State Licenses
Georgia - 2320634 Florida - MBR5099 North Carolina - B-209646 South Carolina - DCA Licensee Virginia - MC-7477 Texas - SML Mortgage Company Licensee
New Hampshire - 24838-MBR Massachusetts - MB2320634 Alabama - 23507 Tennessee - 2320634 Indiana - 2320634
TEXAS DISCLOSURE
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV
. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT
1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.